1.1 By accessing any part of this site, you will be deemed to have accepted our terms and conditions in full.

1.2 These terms are governed by and interpreted in line with English law and apply to the whole of the Onvestor Advisory Limited’s website.

1.3 If you do not agree with these terms, you should refrain from using this website.

2.1 Onvestor Advisory Limited owns the copyright and any other rights in all material on this site and it is illegal to use this material without prior, written permission. This includes use of all text, content (whether directly copied or paraphrased), calculators, algorithms and code.

2.2 You may print and download extracts from this site on the following conditions:

• 2.2.1 The documents and related graphics on this site are for personal use or for use within an individual firm or organisation; any copies of these pages that you save to disk or to any other storage medium may only be used for subsequent personal viewing purposes or for viewing within the firm or organisation by which they were saved or stored.

• 2.2.2 Any extracts which are printed may only be used for personal viewing – or for viewing within the firm or organisation by which they were printed.

• 2.2.3 Neither pages saved to disk or stored in any way, nor extracts printed, may be distributed to third parties or sold or otherwise circulated for profit.

2.3 You must not reproduce or store any part of this site in any other website or include it in any public or private electronic retrieval system or service without our prior written permission.

2.4 You must not use data from this site to provide a data feed to any comparison table or any other website without our written permission.

2.5 Any rights not expressly granted in these terms are reserved.

2.6 Photographs of senior staff of Onvestor Advisory Limited (the Executive Photographs) are made available on this site and may be reproduced by firms and other readers, including journalists, in any publication, whether or not sold or otherwise circulated for profit, provided the reproduction does not modify the Executive Photograph in any way.

2.7. If you reproduce any of the material on this site, whether on paper or electronically, you must ensure that any document or publication in which the material is displayed or incorporated does not:

• in any way imply that Onvestor Advisory Limited is endorsing a firm, journal or publication or any particular products, services or communications,

• present false information concerning Onvestor Advisory Limited,

• contain content that could be construed as distasteful, offensive or controversial, or infringe upon any intellectual property or other rights of any person or otherwise not comply with any relevant law or regulation.

2.8 Any re-use of material on this site otherwise than as explicitly permitted in this copyright notice is prohibited unless prior written permission to the re-use has been obtained from Onvestor Advisory Limited.

2.9 Any permission under clause 2.8 to re-use material on this site may be subject to such conditions as Onvestor Advisory Limited considers appropriate in the circumstances.

2.10 We employ the services of Digital Millennium Copyright Act Services Ltd (DMCA) to actively monitor the web and find any unauthorised copies of our content. Where such are found, the perpetrators will be prosecuted to the limit of the law.

3.1 We try to ensure that the information on this site is correct, but we do not give any express or implied warranty as to its accuracy. We do not accept liability for any error or omission.

3.2 We are not liable for any damages (including, without limitation, damages for loss of business or loss of profits) arising in contract, tort or otherwise from the use of or inability to use this site, or any material contained in it, or from any action or decision taken as a result of using this site or any such material.

3.3 Part of this site contains material sent to us by third parties. These third parties are responsible for ensuring that the material they submit to us complies with national and relevant foreign law. We are not responsible for any error, omission or inaccuracy in the material. We reserve the right to omit, suspend or edit any material submitted.

3.4 The materials on this site do not constitute financial or other professional advice.

3.5 This website offers links to other sites – they enable you to leave the Onvestor Advisory Limited site. We do not control the linked sites and we are not responsible for the contents of any linked site or any link in a linked site, or any changes or updates to such sites. We are not responsible for webcasting or any other form of transmission received from any linked site. We provide these links to you only as a convenience, and the inclusion of any link does not imply our endorsement of the site.

3.6 While we try to ensure that this site is normally available 24 hours a day, we will not be liable if, for any reason, the site is unavailable for any period of time.

3.7 Access to this site may be suspended temporarily or permanently and without notice.

4.1 Our clients value the service we provide and often recommend us to others, however, if you wish to make a complaint, please contact us at our Company Registration address provided.

4.2 If we cannot settle your complaint, you may be entitled to refer it to the Financial Ombudsman Service (FOS), an agency for arbitrating on unresolved complaints between regulated firms and their clients.

4.3 Full details are available from their website: www.financial-ombudsman.org.uk

Onvestor Advisory Limited

9 Warley Hill

Brentwood

Essex

CM14 5HT

Registered in England and Wales number: 09829321.

Onvestor Advisory Limited is an Appointed Representative of Basi & Basi Financial Planning Limited, Authorised and Regulated by the Financial Conduct Authority.